Loan Types
FHA vs. Conventional Loan: Which Costs Less Over Five Years?
Compare FHA and conventional loans on a $300,000 home over five years: rates, mortgage insurance, upfront fees and equity. See which costs less for you.
Loan Types
FHA, VA, USDA, conventional, jumbo and ARM loans compared in plain English.
Loan Types
VA Loan Funding Fee: How Much It Costs and Who Is Exempt
The VA funding fee ranges from 0.5% to 3.3% of the loan depending on down payment and prior use. See the fee table, who is exempt, and whether to finance it.
Loan Types
USDA Loan Eligibility: Income Limits and Rural Area Maps Explained
USDA loans offer zero down in eligible rural and suburban areas. Learn how income limits work, how to check the map, fees, and credit requirements.
Loan Types
What Is a Jumbo Loan and When Do You Need One?
A jumbo loan exceeds the conforming limit, $832,750 for most of the U.S. in 2026. Learn jumbo requirements, rates, down payments and alternatives.
Loan Types
Bank Statement Loans for Self-Employed Borrowers: How They Work
Bank statement mortgages let self-employed borrowers qualify with 12 or 24 months of deposits instead of tax returns. Learn requirements, costs and alternatives.
Loan Types
15-Year vs. 30-Year Mortgage: A Side-by-Side Cost Breakdown
A 15-year mortgage saves massive interest but raises your payment. Compare total costs on a $300,000 loan and see which term fits your budget and goals.
Loan Types
Adjustable-Rate Mortgages: How a 5/6 ARM Really Works
A 5/6 ARM has a fixed rate for five years, then adjusts every six months based on SOFR. Learn how caps, margins and resets work, with a worst-case example.
Loan Types
FHA 203(k) Renovation Loans: Buying a Fixer-Upper With One Loan
An FHA 203(k) loan finances a home and its repairs in one mortgage with 3.5% down. Compare Limited and Standard 203(k), eligible repairs, costs and steps.